Interactive tool
Global FIRE Map
Quick answer
Across the 32 countries on this map, financial independence for a single person costs between roughly USD 309,000 (India) and USD 1,200,000 (United States) at a 3.5% withdrawal rate. Enter your portfolio below and see where you are already free.
Your FIRE number is not one number - it is a different number in every country. This map shows all of them at once, colored by how close you are.
Tap a highlighted country for details. 32 countries are tracked; the rest of the world stays dark for now.
Top 5 cheapest FIRE countries
- 1.🇮🇳 India$308,571
- 2.🇬🇪 Georgia$377,143
- 3.🇻🇳 Vietnam$377,143
- 4.🇨🇴 Colombia$411,429
- 5.🇲🇦 Morocco$411,429
Most expensive
- 1.🇺🇸 United States$1,200,000
- 2.🇦🇺 Australia$994,286
- 3.🇨🇦 Canada$960,000
- 4.🇬🇧 United Kingdom$960,000
- 5.🇳🇱 Netherlands$960,000
All 32 countries, sortable
Swipe the table sideways to see all columns.
| FIRE number | |||
|---|---|---|---|
| 🇮🇳 India | $900/mo | $308,571 | - |
| 🇬🇪 Georgia | $1,100/mo | $377,143 | - |
| 🇻🇳 Vietnam | $1,100/mo | $377,143 | - |
| 🇨🇴 Colombia | $1,200/mo | $411,429 | - |
| 🇲🇦 Morocco | $1,200/mo | $411,429 | - |
| 🇵🇠Philippines | $1,200/mo | $411,429 | - |
| 🇦🇷 Argentina | $1,300/mo | $445,714 | - |
| 🇹🇷 Turkey | $1,300/mo | $445,714 | - |
| 🇲🇾 Malaysia | $1,300/mo | $445,714 | - |
| 🇧🇷 Brazil | $1,400/mo | $480,000 | - |
| 🇿🇦 South Africa | $1,400/mo | $480,000 | - |
| 🇮🇩 Indonesia (Bali) | $1,400/mo | $480,000 | - |
| 🇲🇽 Mexico | $1,500/mo | $514,286 | - |
| 🇵🇱 Poland | $1,500/mo | $514,286 | - |
| 🇹🇠Thailand | $1,500/mo | $514,286 | - |
| ðŸ‡ðŸ‡· Croatia | $1,700/mo | $582,857 | - |
| 🇬🇷 Greece | $1,700/mo | $582,857 | - |
| 🇨🇷 Costa Rica | $1,800/mo | $617,143 | - |
| 🇵🇹 Portugal | $1,800/mo | $617,143 | - |
| 🇰🇷 South Korea | $1,900/mo | $651,429 | - |
| 🇪🇸 Spain | $2,000/mo | $685,714 | - |
| 🇯🇵 Japan | $2,000/mo | $685,714 | - |
| 🇮🇹 Italy | $2,200/mo | $754,286 | - |
| 🇫🇷 France | $2,500/mo | $857,143 | - |
| 🇩🇪 Germany | $2,600/mo | $891,429 | - |
| 🇳🇿 New Zealand | $2,700/mo | $925,714 | - |
| 🇨🇦 Canada | $2,800/mo | $960,000 | - |
| 🇬🇧 United Kingdom | $2,800/mo | $960,000 | - |
| 🇳🇱 Netherlands | $2,800/mo | $960,000 | - |
| 🇦🇪 UAE (Dubai) | $2,800/mo | $960,000 | - |
| 🇦🇺 Australia | $2,900/mo | $994,286 | - |
| 🇺🇸 United States | $3,500/mo | $1,200,000 | - |
How the numbers work
Each country carries a comfortable monthly budget for a single person, rent included, in USD - the same planning ranges used in our detailed country guides. The FIRE number is 28.6x the annual budget (a 3.5% safe withdrawal rate), and your time to FI assumes your monthly savings compound at 5% per year after inflation.
Budgets are deliberately realistic rather than minimal: the goal is a life you would actually want, not survival mode. Visa rules and local taxes change the picture in some countries - the detail panel links to our full guides where they exist.
Global FIRE Map: FAQ
What is the Global FIRE Map?
An interactive tool that compares your portfolio against the cost of financial independence in 32 countries at once. Enter your current portfolio and monthly savings, and the map colors each country: green if you are already financially independent there, orange if you are within 5 years, gray if you are further away.
How is the FIRE number per country calculated?
Each country carries a comfortable monthly budget for a single person including rent. These are our own planning estimates, not a priced survey - treat them as a starting point and adjust them to your situation. The FIRE number is 28.6x that annual budget (a 3.5% safe withdrawal rate, more defensible than 4% over a long early retirement). Time to FI assumes your savings grow at 5% per year after inflation. For example, Portugal at USD 1,800/month gives a FIRE number of USD 617,000.
Which country has the lowest FIRE number?
Among the 32 countries mapped, India has the lowest at roughly USD 309,000 (USD 900/month budget), followed by Georgia and Vietnam at around USD 377,000. At the other end, the United States requires roughly USD 1,200,000 at USD 3,500/month.
Are these budgets guaranteed?
No - they are planning ranges for a comfortable single-person lifestyle, rent included. Your actual number depends on your lifestyle, city, and household size. Visa requirements and local taxes also matter: see our detailed country guides for Portugal and Thailand for the full picture.
Go deeper
Retire in Portugal: The Complete FIRE Guide
The D7 visa, real budgets by region, and the post-NHR tax picture.
Retire in Thailand: The Complete FIRE Guide
Visa routes by age, real budgets, and the new remittance tax rules.
FIRE by Country Calculator
A focused calculator for a single destination at a time.
What Is the FIRE Number?
How to calculate the portfolio size you need to retire early.