Terms of Use
Last updated: 24 August 2026
By using firepathtools.com you agree to these terms. If you do not agree, please do not use the site.
What this site is
FirePath Tools provides free financial calculators and educational articles about financial independence and early retirement. The tools are illustrative models. They are not financial, investment, tax, or legal advice, and they are not a substitute for advice from a qualified professional who knows your situation.
No guarantees
Calculator results depend entirely on the assumptions you enter and on the assumptions built into each model. Real markets do not deliver steady returns, tax rules change, and inflation varies. We make reasonable efforts to keep figures and methods accurate and current, but we make no warranty that the site or its results are accurate, complete, or suitable for your circumstances. You use the site at your own risk.
Limitation of liability
To the fullest extent permitted by law, we are not liable for any loss or damage arising from your use of, or reliance on, this site or its calculators, including financial loss resulting from decisions made using these tools.
Intellectual property
The calculators, text, design, and code on this site are our property or used under licence. You may link to the site freely and quote short passages with attribution. You may not copy, republish, or redistribute substantial portions without written permission.
External links and affiliate relationships
The site links to third-party websites and may include affiliate links. We are not responsible for the content, accuracy, or practices of external sites. See our Disclaimer for details of our affiliate relationships.
Changes
We may modify the site or these terms at any time. Continued use after changes means you accept the revised terms.
Governing law
These terms are governed by French law. Any dispute falls under the jurisdiction of the competent French courts.